Rent to Own FAQ – How much are the option credits in Rent to Own?

Most rent to own programs credit back a portion of the monthly payment towards the option price, so another key question is “how much of the monthly payment is credited back to the client?”

At Ownership Solutions we do our best to set each client up for success, so we design our programs to provide enough option credits to take clients from whatever they currently have as a down payment to what they will need to qualify for a mortgage at the end of their term. On the deals we have done to date, option credits have ranged from 15-30% of the monthly payment.

Each rent to own client has a unique situation and that means there is no one-size-fits all answer to this question except that we customize each program to set our clients up for success in the future.

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